Zurich Agency Services, Inc.

Insurance Solutions for Community Banks and
Credit Unions

Underwritten by individual member companies of Zurich in North America

Banking Appetite:

  • Community Banks - all community banks with assets less than $10 billion.
  • Credit Unions - all credit unions with assets of $500 million or more.

Our insurance solutions include the following product coverages:

Property Portfolio Protection (P3)

  • "All Risk" form that offers broader coverage with minimal use of sub-limits

Financial Institutions Coverage with Minimal use of Sub-Limits:

  • Newly acquired property
  • No vacancy exclusion
  • Original information property
  • Ordinance and law coverage
  • Water and sewer back-up
  • Boiler, machinery & machinery breakdown
  • EQSL at full limits with no separate & distinct deductible

Collateral property coverage including:

  • Lenders Property Reporting – Easy to use, online, customer friendly reporting tool to manage your customer's lender placed insurance and real estate owned properties.
  • Mortgagee Protection – Responds to mortgagee interest loss whether mortgagee or mortgagor is responsible for maintaining insurance

Management Liability coverage

  • Financial Institutions Select™ offers ten coverage options: Management Liability, Excess Side-A Liability, Private Company Securities, Public Company Securities, Employment Practices Liability, Fiduciary Liability, Professional Liability, Lender Liability, Trust Department Liability, and Security & Privacy Protections

Fidelity coverage

  • Financial Institutions Select™ Bonds

Environmental Protection Policy

  • For the increasing exposure of Real Estate Owned (REO) properties with capacity up to $25M.

Trust Protection

  • Simplifies administration by eliminating the need of the purchase of individual policies to cover each property in trust

Plus, coverages include a full suite of casualty products solutions:

  • Comprehensive General Liability
  • Workers' Compensation
  • Commercial Auto
  • Commercial Umbrella

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Important Information for Community Banks and Credit Unions:

To contact us,
please call:




and Applications

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Community Bank Product Training

Zurich Insurance
Solutions for
Community Banks

This is intended as a general description of certain types of insurance and services available to qualified customers through the companies of Zurich in North America, provided solely for informational purposes. Nothing herein should be construed as a solicitation, offer, advice, recommendation, or any other service with regard to any type of insurance product underwritten by individual member companies of Zurich in North America, including Zurich American Insurance Company. Your policy is the contract that specifically and fully describes your coverage, terms and conditions. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy. Coverages and rates are subject to individual insured meeting our underwriting qualifications and product availability in applicable states. Some coverages may be written on a nonadmitted basis through licensed surplus lines brokers. Some products and services available to qualified customers through Zurich Agency Services, Inc. (f/k/a Universal Underwriters Insurance Services, Inc, pending approval from several state) located at 1400 American Lane, Schaumburg, IL 60196, a fully licensed insurance agency owned by Zurich in North America. Zurich in North America is a part of Zurich Insurance Group. In California Zurich Agency Services, Inc. is doing business as Zurich Agency Insurance Services.